Banks and financial institutions face a mounting challenge: CBDCs are going live, stablecoins are processing institutional volumes, and tokenized assets demand new settlement rails — all without a standardised infrastructure to connect them. SBX AURA provides the ready-made intelligent layer that slots into your existing stack via ISO 20022-compatible APIs, giving you CBDC settlement, AI-optimised treasury, and on-chain compliance without rebuilding from scratch.
Native support for bi-directional exchange between regulated digital assets. Settle tokenized deposits, interbank transfers, and CBDC flows in under 3 seconds with full finality.
via AURA Pay ↗Autonomously optimise multi-currency treasury positions across stablecoins and CBDCs. Reduce idle float, maximise yield, and automate allocation with AI-driven recommendations.
via AURA Treasury ↗On-chain KYB/KYC/AML scoring with behavior-based wallet risk assessments. Enforce jurisdictional policies automatically — every transaction produces a regulator-ready audit trail.
via AURA Guard ↗AI-driven routing selects the optimal corridor for each payment in real time — across chains, PSPs, FX desks and correspondent banking relationships. Up to 80% lower cost than legacy rails.
via AURA Flow ↗Bridge tokenized deposits, money-market funds, and T-bills to CBDC and stablecoin settlement rails. Connect DeFi liquidity to TradFi infrastructure via ISO 20022 and CBDC protocols.
via AURA Bridge ↗Core API stack, SDKs, and developer tools that integrate with your existing banking infrastructure. Identity layer, settlement engine, and data oracles accessible from a single unified interface.
via AURA Core ↗AURA is designed for banks that need to move fast without taking on regulatory or technical risk.
Our team maps your specific use case — whether it's interbank CBDC settlement, cross-border corporate payments, tokenized treasury management, or compliance automation — and identifies the optimal AURA module combination.
Your engineers get API access and SDK documentation. Integration is via REST/ISO 20022 — compatible with your existing core banking architecture. Typical sandbox integration takes 2–4 weeks.
AURA Guard generates a compliance readiness report for your jurisdiction. We support your regulatory review with documentation, on-chain audit exports, and direct engagement with compliance teams.
Go live with a controlled pilot — typically a specific payment corridor, CBDC settlement use case, or treasury automation workflow. AURA's monitoring dashboards give your team full real-time visibility.
Expand to additional corridors, currencies, and asset classes. AURA's modular architecture means you add capability without adding complexity — each module is independently deployable and upgradeable.
Two commercial banks settle an intraday CBDC position via AURA Bridge — atomic settlement in under 3 seconds, with AURA Guard auto-verifying both parties and producing a regulator-ready audit record.
A multinational's treasury team uses AURA Flow to route same-day payments across 12 currency corridors. AURA selects the optimal rail for each — stablecoin, CBDC, or OTC FX — at up to 80% lower cost.
A bank issues tokenized deposits on a permissioned chain. AURA Treasury automates settlement and yield distribution to deposit holders, with AURA Guard enforcing withdrawal limits and AML checks in real time.
AURA Treasury monitors the bank's multi-currency stablecoin holdings and automatically rebalances between USDC, EURC, and CBDC positions to optimise yield and minimise FX risk — 24/7, without manual intervention.
This solution typically leverages three to four AURA modules deployed as a unified stack.
Connect with our institutional team to explore how SBX AURA can power your bank's digital asset strategy — from pilot to full production.