Send, receive, pay and move stablecoins as easily as banking, while blockchain operates invisibly underneath. Built for everyone, settled on-chain.
The AURA Money app is live to try now on a test network. Build with AURA infrastructure →
AURA is the operating system that changes that: banking-simple on the surface, institutional-grade underneath.
See how it works →A consumer app at the front, a merchant network as the acceptance layer, and institutional infrastructure underneath, all on the same stablecoin rails.
Banking simplicity. Stablecoin infrastructure.
The merchant payment network for digital money.
APIs, modules and white-label infrastructure.
Most crypto apps hand you a 42-character address and hope for the best. AURA protects every payment before it moves, so mistakes and scams are designed out.
Pay “Sarah” or “Acme Ltd”, never 0x7a3f…9E42. Save people and businesses by name and pay with a tap.
Before you send, AURA confirms the wallet is active and on the correct blockchain. Wrong-chain and dead-address losses can’t happen.
Payments run through smart-contract escrow with refund rules hard-coded in. Recourse written in code, not left to goodwill.
No wallet addresses. No wrong-chain mistakes. Just names, balances and payments, with an AI layer quietly protecting every move.

Add payees by name. AURA verifies the wallet, detects the network and screens for risk, before you ever hit send. No 42-character addresses. No wrong-chain mistakes.
Every AURA product is powered by an embedded AI layer, making decisions, catching errors, optimising routes and protecting funds continuously. You don’t configure it. It just works.
The blockchain handles settlement. AURA AI handles everything else.
Small payments confirm with Face ID. Large or unusual transfers trigger extra verification. Multi-signature for corporate moves. AURA authenticates intelligently, not identically.
Save “Sarah”, “Acme Suppliers” or “Home”. AURA stores their verified wallet details, you just pick a name and pay.
One card, drawn from whichever balance you choose. Add it to Apple Pay and Google Pay and tap to pay at 150M+ merchants worldwide.

Others headline “zero fees”, then charge you to withdraw, to issue a card, to move at all. AURA shows you the real cost, which is close to nothing.
| What you do | Typical crypto app | With AURA |
|---|---|---|
| Withdraw to a wallet | Network fee only · cents | |
| Issue a card | Free | |
| Convert currency | Transparent live rate | |
| Pay a named payee | Network fee only | |
| Keep an account open | Always free |
Beyond spending: hold tokenized real-world assets, gold and yield right next to your everyday balance. Powered by SBX Prime, the institutional RWA engine in the SUPERBLOCK ecosystem.
Fractional access to institutional-grade real estate and funds, from as little as $1, settled on-chain.
Own tokenized gold and silver with real underlying backing, held alongside your stablecoins.
Put idle balances to work through screened, asset-backed opportunities. Shariah-friendly options via Rizq Finance.
Five ways merchants accept AURA, from a QR on the counter to a single API call.
Every AURA product is built on six purpose-built modules, the same institutional stack available to banks, governments and fintechs via API.
The primary API stack and SDK suite powering every AURA deployment.
Learn more →Composable asset movement across EVM, non-EVM and institutional nodes.
Learn more →Routes every payment for minimum cost and maximum speed in real time.
Learn more →On-chain KYC/AML scoring and programmable policy enforcement.
Learn more →Rules-based yield, rent and dividend distributions for tokenized assets.
Learn more →Cross-border settlement with up to 80% cost reduction vs legacy corridors.
Learn more →Send and receive stablecoins like a bank transfer.
Corporate stablecoin treasury, payroll and payments.
Accept stablecoin payments, receive fiat to your bank.
CBDC settlement and stablecoin infrastructure APIs.
CBDC issuance and programmable disbursements.
Build on AURA's payment and settlement APIs.
Hold and move US Dollar, Euro and Pound stablecoins across 100+ countries. One account, every currency, settled on-chain in seconds.
Clear, timely notifications, the AI works in the background and only speaks up when it matters.
The AURA Money app and the AURA Pay merchant dashboard, live and interactive. Tap the app tabs and click through the dashboard.
| Date | Description | Category | Amount |
|---|---|---|---|
| 10 Aug | Sarah Chen | Transfer | −$500.00 |
| 10 Aug | Payroll | Income | +$1,000.00 |
| 09 Aug | Acme Suppliers | Bill payment | −$2,500.00 |
| 09 Aug | The Coffee House | Card | −£4.80 |
| 08 Aug | Tesco Express | Card | −£12.40 |
| Account | Currency | IBAN / Wallet | Balance | Status |
|---|---|---|---|---|
| US Dollar | USDC | ••4021 | $8,300.00 | Active |
| Euro | EURC | ••7712 | €2,000.00 | Active |
| Pound | GBPT | ••3390 | £1,000.00 | Active |
| Tether | USDT | ••1180 | $710.00 | Active |
| Date | Payee | Method | Reference | Amount | Status |
|---|---|---|---|---|---|
| 10 Aug | Sarah Chen | Transfer | Design work | −$500.00 | Settled |
| 09 Aug | Acme Suppliers | Bill | INV-1183 | −$2,500.00 | Settled |
| 09 Aug | Payroll · 24 staff | Batch | Aug payroll | −$14,200.00 | Scheduled |
| 08 Aug | James Diallo | Transfer | Contractor | −$1,200.00 | Settled |
AURA isn’t a standalone app. It’s the consumer face of SUPERBLOCK, a full stablecoin ecosystem spanning compliance, institutional assets and settlement.
Your money sits in a smart-contract account that only you control. No AURA key can move or freeze it, and it is verifiable on-chain.
Every payee is screened for sanctions and risk before you send, powered by AURA Guard.
The same infrastructure banks and governments use, exposed through AURA’s API modules.
Join the waitlist for the stablecoin banking app, or talk to our enterprise team about building on AURA infrastructure.