AURA Money
01The everyday account
Your stablecoins,
as simple as a bank app.
Hold USDC, USDT, EURC and GBPT. Pay named people. Tap to confirm. AURAโs AI handles verification, routing and security in the background.
Your stablecoin account. Send, receive and pay with USDC, USDT and more, with the simplicity of a banking app and the security of smart contracts.
Want to try it now? Launch the live demo โ ยท Watch how it works โ
Hold USDC, USDT, EURC and GBPT. Pay named people. Tap to confirm. AURAโs AI handles verification, routing and security in the background.
Add payees by name. AURA stores their verified wallet details, you just pick a name and pay.
When you add a payee, AURA checks the wallet is valid, active and on the correct blockchain, confirms it accepts the asset, and screens it for sanctions and risk, before you ever confirm. You add someone the way you add a bank beneficiary, by name. AURA verifies the wallet behind the scenes.
Small everyday payments are instant; large or unusual transfers get the scrutiny they deserve. AURA authenticates intelligently, not identically.
Regulated, liquid stablecoins only, no speculative tokens, no volatility. Just digital dollars, euros and pounds you can use as money.
Every AURA Money account includes an embedded AI layer working continuously in the background, protecting funds, verifying recipients, optimising payments and flagging anything unusual. AURA thinks so you donโt have to.
AI-powered wallet verification. Before you send a dollar, AURA analyses the recipient wallet, validity, network compatibility, asset acceptance, sanctions status and behavioural risk. It catches errors humans miss, every time.
Every transaction is assessed by AI before authentication is requested, amount, recipient history, location, device and behaviour. High-risk activity is flagged; trusted behaviour stays frictionless.
AURA evaluates every path in real time, networks, fees, liquidity and settlement speed, and selects the optimal route automatically. You pay the lowest cost. You never choose a network.
AURA monitors every transaction against your personal patterns. Unusual amounts, new recipients or suspicious wallet activity trigger automatic holds and alerts, before money moves, not after.
AURA learns your payment patterns over time, automatic categorisation, monthly summaries and insight into where your money flows, without you doing anything.
For conversions and cross-network settlements, AURA monitors rates in real time and executes at the optimal moment, minimising FX spread and network costs automatically.
24/7 AI customer service inside the app. Ask a question, dispute a payment or get help in plain language, any hour, any day.
The blockchain disappears. AURAโs AI guides you through anything on-chain, explaining, suggesting and doing the technical work so you never touch a network, gas fee or address.
Tap through the app, balance, payments and card, all live.
AURA Money behaves like the banking app you already know, with stablecoins and AI underneath instead of a legacy core.
Hold USDC, USDT, EURC and GBPT side by side, with live balances and one clean total.
Monthly statements, categorised spending and exportable reports, just like your bank.
Save people and businesses by name; every wallet is verified and can be marked trusted.
Pay bills, send payment requests and settle invoices, all in stablecoins.
Set up standing payments, payroll and subscriptions that run on their own.
Payments run through smart payment contracts, so refunds and rules are enforced in code, not goodwill.
The same banking features, in a stablecoin app that verifies every payee and settles on-chain. Every figure is derived from real balances, not decorative.
Get started with just an email and a passkey. Identity verification (KYC) arrives with cards and cash in & out. You are in control from the first tap.
No forms and no paperwork. Just an email to get started, nothing to upload.
Face ID or your fingerprint becomes your sign-in. Only you can unlock your account, on your own device.
A personal smart contract account is set up automatically, controlled only by you. AURA holds nothing that can move your money.
Save someone by name. AURA verifies the account before any money moves, you confirm with AURA Secure, and it settles in seconds.
AURA Money is self-custody software, not a bank. We would rather be clear than sound bigger than we are.
Your account is a personal smart contract that only your passkey controls. AURA holds no key that can move or freeze your funds, and you can always withdraw, even with every AURA service offline. It is true on-chain, and anyone can verify it.
Once a stablecoin payment is sent, it is final. That is exactly why AURA verifies every payee and every account before any money moves.
AURA Money is not a bank and is not regulated as one. Money you hold is not covered by the FSCS or any deposit-protection scheme. You hold it, and you control it.
We would rather name the blocker than imply a capability. Here is what is coming, and exactly what stands in the way.
Spend your balance anywhere Visa is accepted. Waiting on: a sponsor bank and an issuer-processor partner.
Top up and withdraw in pounds, euros and dollars. Waiting on: a licensed on/off-ramp partner, which is also where identity checks will apply.
Pay in store by scanning an AURA QR. Waiting on: the AURA Pay settlement gateway and merchant onboarding.
Available on web while the apps are in development.
Founding members get priority access and early perks at launch. Weโre targeting the UK and Saudi Arabia first, with global expansion to follow.
Weโll email you the moment AURA Money is ready.
AURA Money is in development. Join the waitlist to be first in line when we launch.
USDC, USDT, EURC and GBPT at launch, with additional regulated stablecoins added over time.
No. Sign-up is an email and a passkey, with no documents to upload. Identity checks arrive later, alongside the licensed partners that handle cashing in and out.
Yes. Your stablecoins live in a personal smart contract account that only your passkey controls. AURA holds no key that can move or freeze your funds, and you can always withdraw, even if every AURA service is offline.
No. AURA Money is self-custody software, not a bank, and it is not regulated as one. Money you hold is not protected by the FSCS or any deposit-protection scheme. Only you can access or move your funds.
No. Stablecoin payments are final once sent. That is exactly why AURA verifies every payee and account before any money moves, and why large or new payments trigger extra checks.
We are targeting the UK and Saudi Arabia for the initial launch, with global expansion to follow.
AURA Address Intelligence validates the address, detects the network, checks asset compatibility, screens sanctions and generates a risk score, before you send.
Join the waitlist today and help shape the stablecoin banking app built for everyone.